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1371638112056 Sbi Student Loan Mitc Essay

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Purpose for which the loan can be availed:
The loan will be sanctioned for extending financial assistance to deserving / meritorious students for pursuing higher education in India and abroad.


Courses Eligible:
a. Studies in India:

Graduation, Post-graduation including regular technical and
colleges/universities approved by UGC/ AICTE/IMC/Govt. etc
Regular Degree/ Diploma Courses conducted by autonomous
institutions like IIT, IIM etc
Teacher training/ Nursing courses approved by Central government or the State Government
Regular Degree/Diploma Courses like Aeronautical, pilot training, shipping etc. approved by Director General of Civil
Vocational Training and skill development study courses will not be covered under the Education Loan Scheme, A separate scheme for ‘Loans for Vocational Education and Training’ has been launched which covers financing for such Vocational courses


Scholarship/assistantship to be included in margin.
Margin may be brought in on year-to-year basis as and when
disbursements are made, on a pro-rata basis



a) Upto Rs. 4 lacs

Co-obligation of parents

No security
b) Above Rs. 4 lacs and upto Rs.7.50 lacs

Tax Return is 3 times the loan amount.
c) Above Rs.7.50 lacs

b. Studies abroad:

Job oriented professional/ technical Graduation Degree courses/ Post Graduation Degree and Diploma courses like MCA, MBA, MS, etc offered by reputed universities

Courses conducted by CIMA (Chartered Institute of Management Accountants) - London, CPA (Certified Public Accountant) in USA etc.





Student Eligibility:
Should be an Indian National
Secured admission to Professional/Technical courses through
Entrance Test/Selection process.
Secured admission to foreign university/Institutions.
No minimum qualifying marks stipulated in the last qualifying ex...

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